According to reports released by Travelers Companies Inc., the 5 most common causes of home insurance claims from 2009-2015 were:
Travelers also noted the leading cause of claims in the South were from wind damage, while the South’s costliest claims were for hail damage. If you have recently experienced a hail storm and believe your roof might need repairs, contact JA Contractors for an evaluation.
Hail damage mostly cosmetic, but it can shorten the life of your roof if it is severe enough. Depending on the severity of the damage, your insurance company may only pay a portion of the total value of the roof repairs. To learn more about the insurance claim process, see our blog on “Insurance Claims”.
HAIL DAMAGE ON ASPHALT SHINGLES
HAIL DAMAGE ON WOOD ROOFS
It is important to have roof damaged assessed as soon as possible after a storm, especially wood roofs. Impact marks will fade and wood fibers will recover making it difficult to determine the cause of splits.